Short term car insurance is just like having your mother-in-law in the backseat. short term car insurance, providing short-term insurance, is ideal for additional drivers, such as your mother-in-law, who you know will eventually insist on driving herself. Since short term car insurance is for any person with a standard UK driving licence, your mother-in-law is eligible since she has a licence. Remember, constant nagging and berating does not disqualify someone from obtaining a driving licence. However, if your dear sweet mother-in-law is over the age 75, she doesn't qualify. Other than that, you have little recourse in keeping your mother-in-law from taking the wheel if she so desires.

Even when your mother-in-law isn't in the car with you, it feels like she is right there. Let's say your old schoolfriend asks to borrow the car for a hot date he has that night since he has managed to stay single and has no mother-in-law to deal with, lucky devil. Now, your first impulse is to say, "sure, go ahead, take the car." However, you can hear your mother-in-law's voice in your head (you know the voice, it's a lot like your conscience, but sounds like something out of the Poltergeist movies) telling you that this is the same stupid clown who got you drunk the day before you married her lovely daughter who you are still not good enough for and has the responsibility of a binge drinker in a bar.

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As much as you hate to admit it, sometimes your mother-in-law has a good point. You decide to get short term car insurance to cover your car when your friend is using it for his hot date. Later on, when he returns the car with a ding in the rear bumper from where he hit the dustbin when he was smooching and accidentally hit the parking brake, you are quietly grateful that you listened to the old battleaxe. The next day your mother-in-law is still at your house, don't even try getting her to leave before she is good and ready or else she will just stay that much longer, and she wants to borrow the car for bingo that night.

Now, you have two options. You could tell her no and end up sleeping on the couch since she is likely to spin things to make you look like the bad guy in your wife's eyes or you could just give in and let her use your car. You try to tell her that she needs short term car insurance, repeating her own advice back to her. Unfortunately, in mother-in-law land the advice she dishes out does not apply to her. She says she is an excellent driver, reminding you of Dustin Hoffman in Rain Man, explaining your snicker you quickly hide when she asks you "what's so funny?" She grabs the keys and after she leave the room you get short term car insurance, just in case. Fortunately, there is no requirement for you to tell your mother-in-law what you did and despite her claims to the contrary, she does not know all and see all.

Copyright Carol Faulkner 2011 All Rights Reserved